Troy University has been recognized by Princeton Review, U.S. News and World Report, Military Times and more as having some of the best undergraduate programs in the Southeast and nation. Whether you are graduating from high school, transferring from a two-year school, or completing your degree as a working adult, TROY offers a wide variety of associate and baccalaureate degrees that will open doors to career opportunities.
Graduate study can help you achieve your career goals! Holders of advanced degrees will be in high demand in the next 10 years, according to the Bureau of Labor Statistics, and U.S. Census data shows that advanced degrees increase pay and prosperity Troy University’s Graduate School offers advanced degrees in all five of the University’s academic colleges: education, business, arts and sciences, health and human services, and communication and fine arts. In addition, TROY’s commitment to flexibility means that you have in-class, online and blended options. Plan for your next career by completing your graduate education at TROY. Innovation, knowledge and creativity are all elements for success. Get started today!
Dr. Lance Tatum, Vice Chancellor of Montgomery Campus, talks about eTROY, Troy University's online campus, which combines accessibility, affordability and quality to help students earn a college degree.
Schedule your campus visit today and start getting to know TROY.
Campus visits are the most important aspect of the college decision making process. Visits give you the opportunity to discover what makes our unique University the right fit for you. TROY welcomes you to come and see what makes our campus different, one that you will want to consider your home away from home.
We invite you to register for a visit Monday - Friday at 10:00 a.m. or 2:00 p.m. or on specified Saturdays for a TROY Tour or Trojan Day event.
*Students interested in visiting other Alabama campuses must contact the specific campus for visit information and registration as available dates and times vary.
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Global Campus meets the needs of working adults, including military, government agency civilians, teachers and future business leaders who want the opportunities that come with earning a degree. Because adult learners often have different educational needs than traditional students, courses are provided at times and in formats designed around people who work and have other commitments for their time.
Are you curious about learning in the online environment? Would you like to take an online class, but feel that you need more information? Discover more about learning in the online environment, the skills and technologies that are required, as well as some helpful tips on how to become a successful online student.
eTROY - Online Learning
Yes. If you want an estimate of financial aid prior to applying for either admission or financial aid, you may use an expected family contribution (EFC) financial aid calculator. You will need to provide information on your household size, number of household members attending college, and income and asset information for yourself, and if you’re filing as a dependent student, for your parents as well.
All students must complete the Free Application for Federal Student Aid (FAFSA). The fastest way to get you application processed is to apply over the internet. To apply online, go to http://www.pin.ed.gov. Web site and apply for a Personal Identification Number (PIN). A PIN allows you to electronically sign and submit the Free Application for Federal Student Aid (FAFSA) without having to print, sign, and mail a signature page to the processing center. A PIN saves time and mistakes. If you prefer to file via a paper application, you can pick one up from the financial aid office.
To complete the FAFSA, you will need to provide information on your household size, number of household members attending college, and income and asset information for yourself, and if you’re filing as a dependent student, for your parents as well. Be sure to follow the directions carefully because making corrections is a time consuming process.
You can file the FAFSA anytime after January 1st of the year that you plan on attending or returning to college. For example if you plan to attend in Fall 2014, Spring 2015, or Summer 2015, you would complete the 2014-2015 FAFSA. If you don’t have your tax returns completed, please wait until all the information is completed before completing the FAFSA.
No. You can apply for financial aid any time after January 1st of the year in which you will need funding. However, to actually have your aid processed you must be admitted in a degree program.
No, Troy University only administers financial aid for students who are seeking a degree through Troy University for courses at Troy University.
No, as a University accredited by the Commission on Colleges of the Southern Association of Colleges and Schools, we can only provide financial aid for Troy University students seeking the associate's degree, the bachelor's degree, the master's degree, and the education specialist degree. We are authorized by the US Department of Education to provide funding for those degrees only. The non-degree certificate programs offer certification recognized by the State of Alabama and do not offer a degree through Troy University.
Students who require funding while in a non-degree certificate program will need to apply through a private lender for a private educational loan.
Yes. You must complete a FAFSA or Renewal FAFSA for each year you attend school. Renewal of your financial aid package NEVER happens automatically. It depends on factors including academic progress, income, number of members of your family in college, and changes in your family’s financial status.
Yes. While many people hate the paperwork involved, you really should file a FAFSA even if you don’t think you’re eligible for federal assistance. Why? Because the FAFSA is also used to find out if you qualify for federal loans. Applying for Federal Student Aid Programs Using the FAFSA is free, so there is no good excuse for not applying. Unfortunately the belief that their own family is not eligible stops many parents and students from applying early - resulting in a late application after families are requested to write a check for tuition. Apply early and know for sure about your eligibility - then you will be in position to know all of your financing options when faced with the tuition bill.
The Student Aid Report (SAR) is a detailed explanation of the information you supplied on you FAFSA.
The SAR is used for three purposes. First, it is a means of conveying important information about your application for federal aid. Second, it tells you your Estimated Family Contribution (EFC). Finally, it can be used to make changes to your application information.
The EFC (Expected Family Contribution) on your SAR (Student Aid Report) is a measure of your family’s ability to pay for college. The financial aid office establishes a Cost of Attendance (COA). The COA includes tuition, fees, estimated living expenses, and books and supplies. Financial need is an official term for how much need-based financial aid you’re eligible for. Your financial need is calculated by subtracting the EFC from COA.
To put it simply, the equation is used is:
COA – EFC = Financial Need
In order for you to receive need-based aid, your Cost of Attendance must be greater than your Expected Family Contribution.
If your parents are separated or divorced, the custodial parent is responsible for filling out the FAFSA. The custodial parent is the parent with whom you lived the most during the past 12 months. If you did not live with one parent more than the other, the parent who provided you with the most financial support should fill out the FAFSA. This is probably the parent who claimed you as a dependent on his or her tax return. If you have not received any support from either parent during the past 12 months, use the most recent calendar year for which you received some support from a parent or lived with either parent. Note, however, that any child support and/or alimony received from the non-custodial parent must be included on the FAFSA.
Yes. If you parent and stepparent are married at the time you fill out the FAFSA, they must report their income and assets even if they were not married in the previous year.
Many students ask, “Why am I considered dependent, even when I live on my own, my parents don’t support me and do not claim me as a dependent on their tax returns.” The answer to this question is somewhat involved. Basically, in order to be considered independent by the government, your must be able to answer “YES” to a least ONE of the following questions:
Are you 24?
Are you married?
Are you a veteran of the US Armed Forces?
Do you have children who will receive more than half of their support from you?
Are you currently serving on active duty in the U.S. Armed Forces for purposes other than training?
Are you or were you an emancipated minor as determined by a court in your state of legal residence?
Are you or were you in legal guardianship as determined by a court in your state of legal residence?
Are you an orphan or ward of the court?
Are you homeless which would be determined by a school district homeless liaison, director of an emergency shelter funded by HUD, or by a director of homeless youth basic center?
Are you a graduate or professional student?
Do you have legal dependents other that a spouse?
If you can answer yes to any one of the above questions, then you are independent and it is not necessary to provide your parent’s information on the FAFSA. If you cannot answer yes to any of the above questions then, you are dependent. Therefore, you must provide parental information on the FAFSA.
Last, but not least: It is a common misconception that if you are not claimed as a dependent on your parents’ federal income tax return, then you can be considered independent for the purposes of financial aid. In fact, your status on your parents’ tax return has no bearing whatsoever on your dependency status for financial aid!
All financial aid applicants must meet our Standards of Satisfactory Progress to receive financial aid. The US Department of Education requires all institutions to set minimum standards which students must meet to receive financial aid. The standards for financial aid are different than those used by the Office of the Registrar; we must count all courses attempted (including all repeated courses, dropped courses, incomplete courses, and withdrawals); for example, if you took a course and received an "F" and retook the same course receiving an "A", the Registrar will determine you have a 4.0 (allowing the highest grade for the course to stand) but financial aid will consider you to have a 2.0 counting all credits completed and all credits attempted.
A Pell Grant is gift aid that you do not have to repay. Pell Grants help undergraduate students who have not earned a bachelor’s or higher degree pay for their higher education. The U.S. Department of Education determines who is eligible by using a formula established by Congress and the information provided by the applicant on the Free Application for Federal Student Aid (FAFSA). This will produce an expected family contribution (EFC) number. The amount the applicant receives depends on the EFC, cost of attendance, enrollment status (full-time or part-time), and length of enrollment. Only full-time students may receive the full Pell Grant amount. The grant is prorated for three-quarter, half-time or less-than-half-time enrollment.
A Supplemental Educational Opportunity Grant (SEOG) is a federal grant given to the neediest students.
Most students these days find that they need to get some type of loan to help finance their education. Federal Stafford loans are the best place to start, because they are the least expensive. The student loan program is a government, private industry, educational partnership.
First, you must complete the FAFSA (Free Application for Federal Student Aid) to determine your eligibility for a student loan. In about three to four weeks the school will receive information from the federal processing center which will determine what type of loan you will be able to receive. (Subsidized, Unsubsidized or both). At this point you should have received a letter from the financial aid office to let you know what other documentation will be needed to process your request for a loan. Once all the required documentation is received and verified, you will be sent an award letter to accept your loan. At this point you can cancel your loan or reduce the amount listed on the award letter and return this to the financial aid office.
All first time borrowers or students must complete an Entrance Counseling and Master Promissory Note (MPN) online at www.studentloans.gov.
A Stafford loan is fixed interest rate loan made to students based on financial need. There are two kinds of Stafford Loans: Subsidized and Unsubsidized. With a Subsidized Stafford loan, you are not responsible for the interest charged on the loan as long as you are in school as an at least half-time student. Instead, the government pays the interest for you while you are in school. Students receiving Unsubsidized Stafford loans are responsible for the interest charged on the loan while in school. A student can choose to either pay the interest or capitalize it. Capitalization occurs on a periodic basis and compounds over time – meaning interest charged on the principal is added to the principal, and then interest is charged on the principal plus interest and so on. Beware; capitalized interest can be a very costly! It’s best to pay the interest if you can. Repayment of either type does not begin until six months after the student graduates or stops attending on an at least a half time basis. It is recommended that students make an effort to pay down the interest on an annual basis.
Parents will only be responsible for your educational loans if you are under 18 and they endorse/co-sign you loan.
No. Alternative loans are private loans issued by private lenders. Third party organizations may guarantee these loans, but the federal government has no involvement. The responsibility lies with you. However, the financial aid office is required to consider this as financial aid and students may not borrow in excess of their COA (cost of education).Troy University will expect you to submit the FAFSA and be considered for federal loans before applying for private loans.
NSLDS Student Access National Student Loan Data System (Requires FAFSA PIN)
The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, the Pell Grant program, and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and Pell grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or Pell grant data.
Apply for a PIN US Department of Education PIN Registration
Your PIN can be used each year to electronically apply for federal student aid and to access your U.S. Department of Education records online. If you receive a PIN, you agree to not disclose or share your PIN with anyone. Your PIN serves as your electronic signature and provides access to your personal records. You should never give your PIN to anyone, including commercial services that offer to help you complete your FAFSA. Be sure to keep your PIN in a safe place.
Not immediately. The Stafford loan has a grace period of 6 months before the student must begin repaying the loan. If you use up your grace period you will have to begin repaying your loan. The loan repayment can again be deferred when you are again enrolled at least half time. However, you agreed to contact your lender if you drop to less than half time.
Finding scholarships is a challenging, time consuming, but very worthwhile and potentially rewarding task. Some scholarships are site specific - You can view available scholarships by going to the Troy Campus of interest. Outside scholarship searches can be completed at www.fastweb.com and www.finanid.org.
The only individuals who can be granted a 50% fee waiver for 2014-2015 (for tests from July 1, 2014 to June 30, 2015) are seniors receiving financial aid and returning unenrolled college graduates who have applied for financial aid and have an Institutional Student Information Report (ISIR - our version of the Student Aid Report - SAR) on file with Troy University. If you no longer have your paper SAR, you may call 1-800-4-FED-AID and request a copy or request one on line using your PIN.
To be eligible for a GRE® Fee Reduction Certificate, an applicant must be a United States citizen or resident alien who is a college senior or an unenrolled college graduate.
The GRE Program requires that a copy of the applicant's ISIR be sent with the GRE fee waiver certificate. If the student meets these conditions they should send their completed fee waiver certificate with a self-addressed, stamped envelope to the Troy Financial Aid Office, 134 Adams Administration Building, Troy, AL 36082.
ETS offers a limited number of GRE Fee Reduction Vouchers on a first-come, first-served, basis that are available for college seniors and unenrolled college graduates who meet eligibility requirements. The applicant must mail to ETS the following: (1) the original, signed Fee Reduction Certificate, (2) payment equivalent to 50 percent of the full test fee (the most up-to-date test fees are available at www.ets.org/gre), (3) page one of the ISIR showing his or her estimated family contribution, and (4) the GRE test registration forms for the test(s) for which he or she is registering. If registering for both the GRE® revised General Test and a Subject Test, the GRE test registration materials for both tests must be mailed together in one envelope. Additional information for applicants appears on the Fee Reduction Certificate.
Starting in July 2013, individuals who are approved for a GRE Fee Reduction may retake a GRE test for 50 percent of the full test fee within one calendar year of the receipt of their original Fee Reduction Certificate and ISIR materials without resubmitting a new Fee Reduction Certificate or ISIR form. These individuals can complete the Declaration of Eligibility form available at www.ets.org/gre/revised_general/about/fees/reductions, and send it with the appropriate payment and registration form(s) to GRE-ETS, Financial Need Fee Reduction Program, P.O. Box 6000, Princeton NJ 08541-6000.
Yes. Any kind of financial aid from outside sources must be reported to your financial aid office. You agree to do this when you complete the FAFSA.
No. You are a veteran only if you have been discharged from Active Duty honorably.
You should complete the FAFSA according to your situation at that time. You should give only your portion of the exemptions, income, and taxes paid if you are separated or divorced at the time of application. Use your W-2’s to separate the income and tax information. If you become separated or divorced after completing the FAFSA, you should contact us - we will help you divide the income and assets appropriately. If you have any questions, please contact your financial aid office for help - Dothan, Montgomery, or Troy. (check under Contact Us at the bottom of the page) If your next years FAFSA information again reports you as separated, we will request documentation.
Your enrollment status for financial aid eligibility is directly related to the number of credits for which you are enrolled at the end of the free drop/add period; this is also called the Census Date. The financial aid shown on your Award Notification is based on the assumption that you will be enrolled full-time. The aid you receive (in check, payment of fees, direct deposit, or payment to residence halls) is based upon the number of credits for which you were enrolled at the end of the free drop/add period. Credits added after the Census Date - after the last day of free drop/add are not seen by the system; students should have their site notify financial aid when classes are added after the Census Date.
Federal and state regulations require that certain portions of your award be reduced if you are enrolled less than full-time. If you are enrolled for 6 credits or less after drop/add, your cost of education is reduced to reflect the fact that you pay part-time fees. A reduction in your cost of education may mean that you are eligible for less aid.
If you drop prior the end of free drop/add, you are paid for the number of credits remaining after the end of free drop/add. However, the action taken for a drop after the end of free drop/add depends on whether Troy University adjusts your charges when you drop. If your charges do not change, then your financial aid does not change. While your financial aid may not change for that term, you may have a problem with future financial aid due to the Satisfactory Academic Progress requirement if you do not complete 80% of the courses attempted at Troy University. If you are granted an administrative drop so that charges are reversed when you drop, then your financial aid is adjusted according to the number of credits for which you are actually charged (if your charges are reversed due to the drop, then some of your financial aid may be reversed and you would be responsible for the difference).
In the event of an unpaid balance of any nature on a student's account (including any unpaid check returned by a bank), the following services will be withheld until the balance is paid in full:
Please contact the Student Financial Service Office should you have any questions concerning any unpaid balance.